Leasing Carpet Cleaning Equipment

Leasing Carpet Cleaning Equipment

The Sensible Way To Buy Your New Carpet Cleaning Equipment Without Huge Capital Outlay!

Nowadays businesses all over the country depend on leasing to acquire their high-value items without putting a strain on their cash flow!   Cars, vans, computers, telephone systems and plant equipment are all typically leased by smaller firms.

We can help you arrange Leasing for your carpet cleaning equipment.    We are not tied to any one finance company – so can offer you the best possible independent deal … with no hidden extras and you’ll be given a fast decision on whether you’d be eligible or not.

But Doesn’t It Cost Me A Lot Of Money In Interest?

Yes, it will ‘cost’ you more money … but look at the bigger picture … you need to think how much more money the new equipment will make you over the same period!  For example, even if the equipment costs you an additional £50 a month in interest … you can make that back in the first week of the month with the extra profit you’ll be making!

So, its now easy for you to buy bigger, better machines or extra equipment to make your business more profitable.    Plus Lease Rental is now available to business ‘start-ups’ or customers that have been trading for less than three years.

Lease Rental really is a ‘tool’ that you should be using to help your business add better equipment and stay ahead of the competition. Your business can offer your customers additional products and services.,  thereby making it easier for you to increase your income without touching your capital.

The stages of a leasing transaction are shown below:-

1.    Decide which equipment/accessories to lease (it may include chemicals).
2.    Complete the proposal form – if you prefer we can deal with this over the phone.
3.    You fax/post/give the form to us and within 24-hours we’ll phone you advising if the proposal is acceptable, confirming the payment terms etc…
4.    We will inform you of the date the equipment will be ready and either send the leasing agreement for you to complete or keep it here ready for you to sign on collection of your new machine.
5.    We invoice the finance company directly.
6.    You sign the agreement and delivery note when you collect your equipment.
7.    Upon receipt of the documentation the leasing company will process the paper work.
8.    The first payment is normally taken from your account by Direct Debit within 7-14 days, (sometimes a cheque is requested at this stage – you will be informed) then every month from that date the money will be collected via Direct Debit.

Lease Rental Up Against Other Purchase Options


Although we would all like to pay cash for our goods – it may not be the sensible option in business!   Everyone needs to keep working capital to run a business.  Should you use all your capital for a machine/equipment purchase it may mean that other parts of your business will suffer.  i.e. not spending money on advertising that may mean a lack of work in the future.


One of the first places most businesses consider borrowing money for equipment from is their bank in the form of a loan or an overdraft.  This can create three problems…
Firstly if you require more money urgently – even a small loan with the bank may have exhausted your line of credit with them – or they will require additional security such as your house.
Secondly, if you borrow on an overdraft in order to purchase equipment, the total amount outstanding can be recalled by the bank at any time.
Thirdly, if you’re not VAT registered borrowing from the bank will cost you more!  On a £2000 purchase you will have to pay £350 for the VAT – so now you must borrow the extra money and pay interest on the extra amount you borrowed to pay the VAT.


Hire purchase (also called lease purchase) is also available from our finance company.  The good news is all instalments are fixed throughout the term of the agreement.  It doesn’t tie up your bank.  However!  The total VAT amount is still payable with the deposit and such an agreement is classed as capital expenditure in accounting terms.

Or, in other words you’d still have to pay the VAT upfront and you’d be taxed as if you owned the equipment.


Leasing is the most tax effective of all the borrowing methods as all rentals can be offset against tax at the end of each year.   VAT is charged ONLY on each monthly payment.   The equipment being leased will be held as the security for the loan – not tying your house up.  All payments are fixed for the agreed period, thus allowing more accurate cash flow forecasts.   Leasing offers lower rates than Hire Purchase or normal banking loans.

At the end of the lease period you do not automatically own the equipment, but through our agreement, you can own the title with one additional monthly payment at the end of your lease agreement.

Although you do not “own the equipment” throughout the agreement, you are still responsible for arranging your own maintenance and insurance for the equipment.

 Example Leasing Figures

 Lease Amount

Lease Term

Payment Profile

Initial Payment

Monthly Payments


  3 Years   3 + 33   £242.28   £80.75
  £2000.00   4 Years   3 + 45   £201.30   £67.10
  £3500.00   3 Years   3 + 33   £423.99   £141.33
  £3500.00   4 Years   3 + 45   £352.29   £117.43
  £5000.00   3 Years   3 + 33   £580.50   £193.50
  £5000.00   4 Years   3 + 45   £477.00   £159.00
Example figures are based on a business trading Less than 3 years (homeowner).  Figures will be more competitive for a business established more than 3 years.

For a complete leasing quote, please contact Focus Leasing on 01794 525930.

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